The marketplace is comprised of Insurance Companies and Insurance Agents. Three parties are involved, each having a different relationship with one another. Think of a three-legged stool. For the stool to stand firm, each leg has to be strong. The same goes for the relationship between the Agent and the Trucking Company and the Agent and Insurance Company. Three different legs, but all three are dependent on the stool standing.
Leg 1: Insurance Company
Based on several factors, the insurance company sets the price and provides coverage for the risk associated. Each insurance company has a different set of factors that they will use to determine the cost of the policy.
Leg 2: The Agent
The Agent collects the information for the risk and relays it to the insurance company. There are hundreds of different insurance companies that an Agent will access to provide a trucking company policy.
At Darr Shackow Insurance, our job is to understand the trucker's day-to-day business, talk to the trucking company about what they haul and where they haul it. As an agent, it is our responsibility to help trucking companies understand their buying coverages' limits and limitations.
Leg 3: Trucking Companies
In today's trucking market, it is expected that a trucker will have limited options when shopping for a policy. For this reason, it is becoming more and more critical for a trucking company to know and trust their insurance agent.
At Darr Shackow Insurance, we understand that each leg of the stool is essential. We have set out to understand our customers and educate them on the rules and regulations to succeed in this industry.
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